Organize the details
Bring subcontractor and vendor requirements and certificates of insurance (COIs) into a clearer workflow.
PRE-LAUNCHClarity starts here.
COI compliance review,
simplified
CoverAlign helps contractors and insurance agencies manage subcontractor and vendor insurance requirements, COIs, deficiencies, expirations, and follow-up with less manual work.
In development. Shaped by real-world workflows.
BUILT AROUND THE WORK
Less admin.
Clearer coordination.
For the teams collecting insurance documents and the agencies helping provide them. The pilot focuses on four everyday needs.
Clarify the gaps
Make missing information and insurance deficiencies easier to understand and follow up on.
Stay ahead of expirations
Keep upcoming renewals in view so time-sensitive items get attention.
Reduce the back-and-forth
Keep requests and next steps clearer across contractors, vendors, and agencies.
AGENCY EXAMPLE · 60 SECONDS
One certificate.
A clearer next step.
A simulated walkthrough of the workflow we’re developing. Sample data illustrates review and follow-up, not a live product or a final compliance decision.
CoverAlign / Agency exampleSimulated example · sample data
Static walkthrough · six scenes
01 / 06
Certificate and project requirements added
Sample certificateRidgeline Mechanical LLCSample coverage details
Project requirementsRiverside Medical Office — Phase 1Six insurance requirements
Animated example only · no file upload
FICTIONAL CERTIFICATE · SAMPLE TEXT ONLY
Ridgeline Mechanical LLC
Certificate holder: Harbor Point Builders
Project: Riverside Medical Office — Phase 1
Producer: Sample Insurance Agency
02 / 06
Certificate details reviewed
Policy types, carriers, limits, and dates reviewed by a person.
General LiabilitySample Mutual Ins. Co.$1M per occurrence / $2M aggregate01/01/2026 – 01/01/2027
Auto LiabilitySample Casualty Co.$1M combined single limit01/01/2026 – 01/01/2027
Workers’ Comp / ELSample Mutual Ins. Co.Statutory / $1M EL · SUBR WVD: Y01/01/2026 – 01/01/2027
UmbrellaSample Specialty Ins. Co.$2M each occurrence01/01/2026 – 01/01/2027
General Liability: ADDL INSD is blank.
03 / 06
Compare six project requirements
In the pilot, a person reviews and enters the certificate details. CoverAlign organizes, compares, and tracks them. Certificate details support review; this is not a final compliance decision.
General Liability
Required: $1M per occurrence / $2M aggregate
Certificate: $1M / $2M
Matches stated limitAuto Liability
Required: $1M combined single limit
Certificate: $1M CSL
Matches stated limitWorkers’ Comp / EL
Required: Statutory / $1M EL
Certificate: Statutory / $1M EL
Matches stated limitUmbrella
Required: $5M each occurrence
Certificate: $2M each occurrence
Below required limitAdditional Insured on GL
Required: For Harbor Point Builders
Certificate: ADDL INSD not indicated
Not indicated — endorsement neededWaiver of Subrogation on WC
Required: Endorsement review
Certificate: SUBR WVD: Y; endorsement not provided
To confirm — endorsement review04 / 06
Review needed: 2 flagged items, 1 to confirm
DRAFT REQUEST · NOT SENT
Please provide:
- Evidence of Umbrella coverage of at least $5M.
- A certificate showing Harbor Point Builders as Additional Insured on General Liability, with the endorsement.
- A copy of the Waiver of Subrogation endorsement on Workers’ Comp.
05 / 06
After review and sending…
ILLUSTRATIVE FOLLOW-UP
- Request sent
A clear request for the three outstanding items.
- Reminder scheduled
Keep the outstanding evidence visible for follow-up.
- Expiration alerts
30 days, 15 days, and on expiration.
06 / 06
Request pilot information for your agency
We’re enrolling pilot agencies now. We’ll review fit, map your current COI workflow, and confirm onboarding and platform-access timing with you directly.
Your agency's pilot is free for 90 days from the date CoverAlign provides your platform access, ending no later than June 30, 2027. At the end, you choose whether to continue with paid service. Nothing is billed automatically.
Requesting information does not enroll you.
SAMPLE REVIEW SUMMARY
Review needed: 2 flagged items, 1 to confirm
General Liability
Required: $1M per occurrence / $2M aggregate
Certificate: $1M / $2M
Matches stated limitAuto Liability
Required: $1M combined single limit
Certificate: $1M CSL
Matches stated limitWorkers’ Comp / EL
Required: Statutory / $1M EL
Certificate: Statutory / $1M EL
Matches stated limitUmbrella
Required: $5M each occurrence
Certificate: $2M each occurrence
Below required limitAdditional Insured on GL
Required: For Harbor Point Builders
Certificate: ADDL INSD not indicated
Not indicated — endorsement neededWaiver of Subrogation on WC
Required: Endorsement review
Certificate: SUBR WVD: Y; endorsement not provided
To confirm — endorsement reviewDRAFT REQUEST · NOT SENT
Please provide:
- Evidence of Umbrella coverage of at least $5M.
- A certificate showing Harbor Point Builders as Additional Insured on General Liability, with the endorsement.
- A copy of the Waiver of Subrogation endorsement on Workers’ Comp.
Illustrative only. No documents are uploaded, no messages are sent, and no agency management system is connected. Follow-up and expiration tracking help keep outstanding items visible.
A SMALL PILOT. A PRACTICAL START.
Help shape what comes next.
CoverAlign is pre-launch. We’re inviting a limited number of contractors and insurance agencies to explore the Phase 0 pilot and share how the work happens today.
FOR CONTRACTORS / GCs
Keep insurance follow-up
moving forward.
If you collect and track subcontractor or vendor insurance documents, tell us where requirements, missing items, and renewals slow your team down.
Contractor / GC pilot interestFOR INSURANCE AGENCIES
Make coordination
clearer for everyone.
If your agency supports contractors and vendors with COIs and insurance requests, help us understand the handoffs and follow-up that take the most time.
Insurance agency pilot interestPrefer to write directly? sales@getcoveralign.com
Requesting information does not enroll you in the pilot. Pilot scope and participation details will be discussed individually. The full production platform is not generally available.
About CoverAlign
Certificates of insurance are simple until they aren't. A contract calls for additional insured status, a waiver of subrogation or specific limits, and someone has to compare the certificate against those requirements, follow up on what's missing and track what expires next. At most agencies and contractors, that work still lives in inboxes and spreadsheets.
CoverAlign is being built to bring that work into one structured process: set the requirements, compare certificates against them, see the gaps, and keep follow-up and expiration dates organized.
CoverAlign was founded by a commercial insurance professional with years of agency experience and is built around how this work actually gets done. CoverAlign, Inc. is a Michigan corporation and is running a limited Phase 0 pilot with insurance agencies and contractors.
Contact: sales@getcoveralign.com · (804) 500-9862 · Request a pilot spot